Services

VANCO Financial Group offers services in two areas which may overlap, but are distinctly separate. We have a 40-year history of providing financial planning to business owners and professionals, beginning when the Federal Estate Tax topped 90%. We have a younger Division devoted to business-owner consulting. Efforts of both areas are dedicated to finding dollars currently being lost unnecessarily and unknowingly and preventing any recurrence.

We provide education and guidance regarding financial planning as well as analysis of current plans and assets relative to client objectives. We have found that an educated consumer makes the best client.

We analyze the efficiency and efficacy of business operations to produce savings. When applicable, we recommend action to save money by becoming more tax-efficient or productive. We audit operations to assure contractual compliance and savings. Businesses reward us with a portion of the savings we uncover. As consultants, we do not sell products.

Financial Planning is a comprehensive process involving the sharing of confidential and sensitive information. No information is shared with anyone outside the firm without client authorization or a valid subpoena.

Often changing the way things are done is more effective than buying new tools. As a matter of policy, our services include the use of “products” only after a complete analysis of any “problems.” We find it is often more efficient to plug the holes in a bucket than to buy a new pail.

A general review of one’s portfolio is an integral part of a financial plan. We do not offer or recommend specific securities. We have done so in the past and have decided that those specializing in such investments are better suited than we. At a client’s request, we may perform in-depth analysis of a portfolio or a particular investment.

A review of insurances and insurance products is integral to a financial plan. We may find it appropriate to recommend some types of insurance and not others. For instance, casualty insurance, while reviewable by us, must be purchased through a separate company.